Pay Smarter Option with Klarna now at Factory Buys

Flex your payments, pay in 4! Add some flexibility to your shopping with the Klarna app and pay how you prefer.

  • Pay how you like

    Enjoy the flexibility to get what you want and pay over time.


    Split your purchase into 4 interest-free payments so you can spread the cost of your purchase over time. Enter the credit or debit card of your choice for automatic payments every two weeks. No interest or added fees when you pay on time!

  • 4 interest-free payments*

    Pay in 4 with Klarna through our app.

    Review your latest purchases and pay any open balances by logging into your Klarna account athttps://app.klarna.com/login. You can also chat with Klarna Customer Service 24/7 in the Klarna App.

    *fees may apply

  • No credit impact

    Our instant approval process has zero impact on your credit score.

It’s smooth and simple

Select Klarna at checkout to buy now and pay later. Spread the cost of your purchase over time with convenient, stress­-free payment options. It is easy, safe to use, and you’re always covered by Klarna’s Buyer Protection.

Safe and secure

Klarna uses the latest safeguards and security to protect your information and prevent unauthorized purchases. You have zero fraud liability with Klarna’s Buyer Protection policy.

Use Klarna today

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